Privacy Policy

Last updated: June 7, 2026

1. About JomSpendz

JomSpendz ("we", "our", or "us") is a personal finance and expense tracking app designed to help Malaysians build healthier financial habits. This Privacy Policy explains how we collect, use, and protect your information when you use our mobile application.

2. Information We Collect

We collect only what is necessary to provide the service:

• Account information — your name and email address, obtained through Google or Apple sign-in.
• Profile data — a username you choose within the app.
• Financial data — expense entries, categories, accounts, budgets, and split bill records that you create.
• Contacts — usernames of friends you add voluntarily within the app (not your device contacts).
• Device information — basic device type and OS version for troubleshooting purposes.

3. How We Use Your Information

Your data is used exclusively to:

• Provide and sync your expense records across your devices.
• Enable split bill and shared budget (Events) features with friends you add.
• Show you spending insights and financial summaries.
• Improve app stability and fix bugs.

We do not use your data for advertising, profiling, or any purpose unrelated to the app's core functionality.

4. We Will Never Sell Your Data

Your personal and financial data will never be sold, rented, licensed, or otherwise shared with third parties for commercial purposes. Full stop.

5. Data Storage and Security

Your data is stored securely on cloud infrastructure with strict access controls ensuring that each user can only access their own data. Data is encrypted in transit and at rest.

We take reasonable technical and organisational measures to protect your information against unauthorised access, loss, or misuse.

6. Data Sharing

Your data is never shared with third parties except:

• With friends you explicitly add and collaborate with inside the app (e.g., split bills, Events).
• When required by applicable law or a valid legal process.

7. Your Rights

You have the right to:

• Access the personal data we hold about you.
• Request correction of inaccurate data.
• Request deletion of your account and associated data.
• Withdraw consent at any time by deleting your account.

To exercise any of these rights, contact us at jomeatdeveloper@gmail.com.

8. Changes to This Policy

We reserve the right to update or modify this Privacy Policy at any time. When we do, we will revise the "Last updated" date at the top of this page. Continued use of the app after changes are posted constitutes your acceptance of the revised policy. We encourage you to review this page periodically.

9. Contact Us

If you have any questions or concerns about this Privacy Policy, please reach out:

Email: jomeatdeveloper@gmail.com